Install a centrally monitored alarm system.
Tell us about any major home improvements that are likely to lower the risk of loss (new roof or upgrades to the plumbing, electrical or heating systems, etc.).
Increase your deductible. The higher your deductible, the lower your premium will be. Just make sure you can afford to pay your deductible in the event of a claim.
If everyone in your house is anon-smoker, you will pay a lower home insurance premium, because there is less risk of a fire in a smoke-free home.
Pay your yearly premium upfront and save an additional 5%. Additional savings may be available based on your good credit score.(based on the insurer selected and province you reside in)
Protect yourself with $1,000,000 liability coverage. Umbrella policies cover more liability claims, other family members, additional possessions, and is an inexpensive way to make sure your assets are fully covered so you do not risk them in a lawsuit.
Personal belongings, water damage and sewer lines, identity theft including cyber protection.
Speak with a lawyer to get answers to legal questions about property, tenant relations, employment, family law and more!
Access information on local suppliers of daycare, home care and other services. You may qualify for reimbursement for some of these services.
If required and you qualify, we will cover accommodations and living expenses during the time you need to get you back on your feet.
Cash settlement on any personal property loss. Optional replacement cost cash settlement for total loss on building. Claim forgiveness advantage available if you qualify.